Accidental Death & Dismemberment

In the event of an accidental death, this coverage will pay benefits in addition to any life insurance held by the employee. This sometimes is also referred to as double indemnity.

Dismemberment occurs when the covered employee loses a bodily appendage or sight because of an accident. A portion of the life Insurance base is paid in this event ranging from 10% – 100%.

Additionally, AD&D generally pays benefits for the loss of limbs, fingers, sight and permanent paralysis.

Amounts available from:
$10,000 -$250,000

Guaranteed Issue:
With 2 or more employees.